March 27 , 2020 // Specialty : Liability of
public bodies
Published in Economis & Jurist
The main consequences derived from the coronavirus pandemic crisis, in addition to the strictly human ones, have to do with civil liability derived from force majeure causes.
After this type of extreme situation, questions such as: do insurance have the capacity to compensate their clients after what happened? Who is responsible for the loss of assets of those affected by the coronavirus? Are services canceled due to force majeure compensable? Could compensation be claimed for consequential damages or lost profits? We say that these issues are pressing, now more than ever, because they affect thousands of users, who in turn will require legal services to resolve them.
Of course, the majority of consumers are unaware of the compensatory scope of the insurance policies that they subscribe, ignoring that they can have guarantees for all kinds of unforeseen situations. Likewise, the lawyers themselves show series of training deficiencies regarding the scope of civil liability, finding themselves unable to face a new case raised by any of their clients.
The main consequences derived from the coronavirus pandemic crisis, in addition to the strictly human ones, have to do with civil liability derived from force majeure causes.
After this type of extreme situation, questions such as: do insurance have the capacity to compensate their clients after what happened? Who is responsible for the loss of assets of those affected by the coronavirus? Are services canceled due to force majeure compensable? Could compensation be claimed for consequential damages or lost profits? We say that these issues are pressing, now more than ever, because they affect thousands of users, who in turn will require legal services to resolve them.
Of course, the majority of consumers are unaware of the compensatory scope of the insurance policies that they subscribe, ignoring that they can have guarantees for all kinds of unforeseen situations. Likewise, the lawyers themselves show series of training deficiencies regarding the scope of civil liability, finding themselves unable to face a new case raised by any of their clients.
We anticipate that almost all insurance policies precisely exclude force majeure causes, being exempt from the total financial burden.
In any case, we have found a serious lack of training in our professionals, perhaps due to a lack of specialization, which leads to facing these cases with little guarantee. And now, more than ever, insurance and liability experts are required.
The definitive course in Civil Liability and Insurance
Economist & Jurist School has been betting for years on specialized training and from the best experts in the country to offer the keys to success to our professionals in the legal sector. We offer you the possibility of acquiring the best training, in this case, in Civil Liability and Insurance.
In a market marked by the increase in litigation, and in the face of the incessant increase in the contracting of insurance policies that tend to cover the risks derived from any activity -both personal and professional-, the lawyer interested in this area must contract with the necessary theoretical and practical knowledge to face the defense of this type of legal proceedings.
This course provides the student with a precise knowledge of the concepts and elements that govern civil liability, as well as its various forms of insurance. Next, the different areas of activity where assumptions of civil liability, both business and private, may occur, paying special attention to the procedural channels that the student must use to achieve the best defense of his client.
Finally, the client will acquire the necessary knowledge to carry out an appropriate application, valuation of the damages claimed, through the application of the new Scale.